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Embedded insurance for lenders

Loans that survive real life.

Behind every repayment schedule is a person who can get ill, injured or worse. Eleos protects the income behind your book: income protection keeps customers current, life cover clears the balance.

Arrears prevention
Income keeps flowing
Balance cleared
If the worst happens
Revenue share
On every policy

How Eleos supports lenders

Built for the trust you've already earned

Arrears prevention, not collection

Income protection replaces a borrower’s income when illness or injury stops them working, so repayments continue without forbearance, stress or write-offs.

Offered at the moment of borrowing

Embed a quote in your application or servicing journey: age, postcode and cover amount in, real price out. The protection is anchored to the loan it protects.

Better outcomes, documented

Protection offered alongside credit supports good customer outcomes under Consumer Duty, and every policy sold through your brand earns a revenue share.

58%

of UK adults hold no protection product at all. Statistically, most of your borrowers are among them.

Source: FCA pure protection market review

Lenders FAQs

What lenders ask us

Your brand. Our rails.
Their peace of mind.

See a white-label flow with your logo on it in the first call.